Private Mortgage Oshawa

Enjoy the Lowest Possible
Interest Rates
  • Cash out equity
  • Decision in five minutes
  • Easy to qualify
  • An alternative to banks

Get Approved Now!

    Our Mortgages & Loans Are


    Regardless of whether you want a first-time home purchase or are trying to refinance your current loan, we’re here to help you!


    We understand that financial situations and credit scores can vary. That is why we employ a flexible approach to each individual client.


    Thanks to our refinancing and home equity loan programs you’ll be able to have the control of your finances!

    What is Private Mortgage?

    Private mortgages are home loans that are offered by private individuals and companies rather than by traditional lenders such as banks and credit unions. A private lender may be a person or company that regularly invests in private mortgages as a way to generate income or it may be a friend or family member who is providing the loan as a way to help the lender achieve their dream of homeownership. Whatever kind of private mortgage you are considering, it is always best to work with a qualified mortgage broker to ensure that everything is set up legally and in a way that benefits both parties.

    Contact our Mortgage Brokers to know more details about Private Mortgage in Oshawa!

    Why consider Private Mortgage?

    Pay Off
    Pay Off Dept
    Investment Opportunity
    Business Financing
    Business Financing
    Auto Financing
    Increase Cash Flow
    Pay Off Bankruptcy

    Is a private mortgage the right choice for you?

    Private mortgages can be an ideal solution for borrowers who cannot qualify for a traditional mortgage. This may be due to damaged credit or not being able to pass the federal mortgage stress test. It may be because the lender is unable to prove their income due to the fact that they are self-employed or a newcomer to Canada. Or perhaps it is because they wish to purchase a home that does not qualify for a traditional mortgage such as a mobile home or tiny house. As you can see, people choose private mortgages for a variety of reasons, not all of which have to do with poor credit.

    Before opting for a private mortgage, it is important that you understand both the advantages and disadvantages. Especially if you are considering a private mortgage from a friend or family member, you will need to consider how such a loan might affect your relationship with that person. Private mortgages through a company or professional investor tend to have higher interest rates than traditional mortgages but they can still be a good short term solution if you need time to build or repair your credit.

    Whether you choose a private mortgage or a traditional one, it is important that all the contracts are in proper order for both tax and legal purposes.

    Contact 1ONEFUND Financial today!

    If you are considering a Private Mortgage Oshawa, the team at 1ONEFUND Financial would love to help. Contact us today to arrange for a consultation with one of our mortgage experts.

    Who We are

    1ONEFUND Financial Group Ltd is one of Ontario’s leading mortgage brokerages specializing in properties and areas that are overlooked by traditional institutions and lenders. With offices and agents right across Ontario, we work hard to ensure you get the mortgage you deserve with the best possible rates and terms for your situation. Over the course of our 16 years experience in the mortgage industry, we have developed strong relationships with dozens of lenders, and we have the expertise to match you with the right lender to meet your mortgage needs.

    We specialize in a number of niche areas including lending on rural, agricultural and vacant land. Our knowledgeable agents will walk you through every step of the process from advising you on the type of mortgage you should be seeking right up until the signing of the final paperwork. Contact us today and experience that 1ONEFUND Financial difference!

    Testimonials & Reviews


    After being denied so many times on my refinance applications, I found 1ONEFUND. Their team got back to me with an offer within a week. They offered me an excellent rate that wasn’t comparable to other companies I had contacted. I would definitely deal with them again. Excellent service!


    1ONEFUND team, thank you so much for all the help you provided! My family is really excited to be getting the keys to our new condo. Your pre-approval process was awesome. Your guidance as well as your service helped me save a lot of money. I will keep recommending you guys to all of my friends and family.


    They always go above and beyond to help you out. We had a great experience with 1ONEFUND and highly recommend their services. It was a wonderful experience working with them for my mortgage renewal.

    Lukie Ferguson

    I had a very pleasant experience working with 1ONEFUND. They were quick and efficient. Their team guided me and provided the best option for my situation. I would highly recommend doing business with them.