Second Mortgage Oshawa

Enjoy the Lowest Possible
Interest Rates
  • Cash out equity
  • Decision in five minutes
  • Easy to qualify
  • An alternative to banks

Get Approved Now!

    Our Mortgages & Loans Are


    Regardless of whether you want a first-time home purchase or are trying to refinance your current loan, we’re here to help you!


    We understand that financial situations and credit scores can vary. That is why we employ a flexible approach to each individual client.


    Thanks to our refinancing and home equity loan programs you’ll be able to have the control of your finances!

    What is a second Mortgage?

    Over the years, you have worked hard to pay down the principal on your mortgage and build up the equity in your home. And if you are looking for a way that you can use that equity, then a second mortgage (also sometimes called a home equity loan) can be a good way to get the cash you need.

    Put simply, a second mortgage is a loan that allows you to access up to 85% of the equity in your home. You receive the cash in the form of a lump sum of money that may then be used for any purpose you choose. Common reasons for applying for a second mortgage include debt consolidation, large expenses such as home renovations or capital to invest in a business.

    Second mortgages can be a good option for those who have been turned down for other types of loans due to poor credit. Even if you have declared bankruptcy in the past, you can still qualify because the only criteria that you have home equity.

    Why consider Second Mortgages?

    Pay Off
    Pay Off Dept
    Investment Opportunity
    Business Financing
    Business Financing
    Auto Financing
    Increase Cash Flow
    Pay Off Bankruptcy

    Is a second mortgage the right choice for you?

    A second mortgage can be the best option in many circumstances but it is only one of a number of mortgage solutions. The right choice for you will depend on a number of factors including current interest rates, your mortgage renewal date etc. To know for certain which is the mortgage solution for your circumstance, it is always best to consult with a professional mortgage broker.

    While second mortgages tend to have higher interest rates than first mortgages, they are still considerably less expensive than other forms of debt such as credit cards. This makes then an ideal choice if you are looking to consolidate higher interest debts. By lowering your overall interest rate, it enables you to pay off your debt and repair your credit faster.

    Second mortgages are also a good option if you need cash for home repairs – again since the interest rate tends to be lower than other forms of borrowing. Contact us today to get Second Mortgage in Oshawa!

    Contact 1ONEFUND Financial today!

    If you are considering a Second Mortgage Oshawa, the team at 1ONEFUND Financial would love to help. Contact us today to arrange for a consultation with one of our mortgage experts.

    Who We are

    1ONEFUND Financial Group Ltd is one of Ontario’s leading mortgage brokerages specializing in properties and areas that are overlooked by traditional institutions and lenders. With offices and agents right across Ontario, we work hard to ensure you get the mortgage you deserve with the best possible rates and terms for your situation. Over the course of our 16 years experience in the mortgage industry, we have developed strong relationships with dozens of lenders, and we have the expertise to match you with the right lender to meet your mortgage needs.

    We specialize in a number of niche areas including lending on rural, agricultural and vacant land. Our knowledgeable agents will walk you through every step of the process from advising you on the type of mortgage you should be seeking right up until the signing of the final paperwork. Contact us today and experience that 1ONEFUND Financial difference!

    Testimonials & Reviews


    After being denied so many times on my refinance applications, I found 1ONEFUND. Their team got back to me with an offer within a week. They offered me an excellent rate that wasn’t comparable to other companies I had contacted. I would definitely deal with them again. Excellent service!


    1ONEFUND team, thank you so much for all the help you provided! My family is really excited to be getting the keys to our new condo. Your pre-approval process was awesome. Your guidance as well as your service helped me save a lot of money. I will keep recommending you guys to all of my friends and family.


    They always go above and beyond to help you out. We had a great experience with 1ONEFUND and highly recommend their services. It was a wonderful experience working with them for my mortgage renewal.

    Lukie Ferguson

    I had a very pleasant experience working with 1ONEFUND. They were quick and efficient. Their team guided me and provided the best option for my situation. I would highly recommend doing business with them.