Self Employed Mortgage Oshawa
Enjoy the Lowest Possible
Interest Rates
  • Cash out equity
  • Decision in five minutes
  • Easy to qualify
  • An alternative to banks

Get Approved Now!

    Our Mortgages & Loans Are


    Regardless of whether you want a first-time home purchase or are trying to refinance your current loan, we’re here to help you!


    We understand that financial situations and credit scores can vary. That is why we employ a flexible approach to each individual client.


    Thanks to our refinancing and home equity loan programs you’ll be able to have the control of your finances!

    A self-Employed Mortgage can be a great option for those who are self-employed. This type of mortgage allows you to put down a larger down payment and helps to lower your monthly payments. It is important to shop around for the best Self-Employed Mortgage in Oshawa option that fits your needs. Be sure to compare interest rates, terms, and conditions before selecting a mortgage. A self-Employed Mortgage can be a great way to save money on your mortgage, so be sure to shop around and compare options before making a decision. Self-employed people have always had a more difficult time qualifying for a mortgage than those who work for someone else. This is because self-employed individuals often have a more erratic income, making it harder to prove they can make their mortgage payments. However, there is 1ONEFUND Financial available that can help those in this situation. Self-employed Mortgages are designed to account for an individual’s fluctuating income, and as such, they can be an excellent option for those who are self-employed. If you are self-employed and looking for a mortgage, be sure to ask about Self-Employed Mortgages Oshawa.

    What is Self Employed Mortgage?

    If you are self-employed, you may find that getting a mortgage is more challenging. This is because those who are in business for themselves often have incomes that fluctuate so it can be difficult to prove to lenders what your annual income actually is. But at 1ONEFUND Financial we believe that being self-employed should not be a barrier to owning a home, which is why helping business owners is one of our specialties.

    As a self-employed individual, we know you are busy running your business and may not have the necessary time to shop around for the best mortgage. That’s why we take that responsibility off your plate. When you consult with one of our mortgage experts, they will look at your financial data to determine what lenders are most likely to approve your mortgage application and will then do all the comparison’s for you and present you with the best options available.

    Our mortgage experts will help you through each step of the process starting with informing you of what financial information you will need to gather right up until the signing of the final paperwork.

    Why consider Self Employed Mortgage?

    Pay Off
    Pay Off Dept
    Investment Opportunity
    Business Financing
    Business Financing
    Auto Financing
    Increase Cash Flow
    Pay Off Bankruptcy

    Loans Through Traditional Lenders

    Just because traditional lenders like banks and credit unions have stricter criteria, it does not necessarily preclude you from getting a mortgage with them. The longer you have been in business making a good income, the more documentation you will be able to provide to help make your case. If you have debt, your debt service ratio is also going to be an important deciding factor. The mortgage experts at 1ONEFUND Financial can assist you by letting you know all the documentation that will be necessary to help you get approved for a mortgage through a traditional lender.

    Loans Through Alternative and Private Lenders

    If you have been in business for a shorter amount of time, your income is less steady or if you have higher amounts of debt, securing a mortgage through a traditional lender may not be possible. Fortunately, at 1ONEFUND Financial we have access to dozens of alternative and private lenders, including those who specialize in self-employed mortgages.

    Many of these lenders take a more holistic approach looking at the larger picture to determine your eligibility for a mortgage.

    Contact 1ONEFUND Financial today!

    If you are considering a Self Employed Mortgage Oshawa, the team at 1ONEFUND Financial would love to help. Contact us today to arrange for a consultation with one of our mortgage experts.

    Who We are

    1ONEFUND Financial Group Ltd is one of Ontario’s leading mortgage brokerages specializing in properties and areas that are overlooked by traditional institutions and lenders. With offices and agents right across Ontario, we work hard to ensure you get the mortgage you deserve with the best possible rates and terms for your situation. Over the course of our 16 years experience in the mortgage industry, we have developed strong relationships with dozens of lenders, and we have the expertise to match you with the right lender to meet your mortgage needs.

    We specialize in a number of niche areas including lending on rural, agricultural and vacant land. Our knowledgeable agents will walk you through every step of the process from advising you on the type of mortgage you should be seeking right up until the signing of the final paperwork. Contact us today and experience that 1ONEFUND Financial difference!

    Testimonials & Reviews


    After being denied so many times on my refinance applications, I found 1ONEFUND. Their team got back to me with an offer within a week. They offered me an excellent rate that wasn’t comparable to other companies I had contacted. I would definitely deal with them again. Excellent service!


    1ONEFUND team, thank you so much for all the help you provided! My family is really excited to be getting the keys to our new condo. Your pre-approval process was awesome. Your guidance as well as your service helped me save a lot of money. I will keep recommending you guys to all of my friends and family.


    They always go above and beyond to help you out. We had a great experience with 1ONEFUND and highly recommend their services. It was a wonderful experience working with them for my mortgage renewal.

    Lukie Ferguson

    I had a very pleasant experience working with 1ONEFUND. They were quick and efficient. Their team guided me and provided the best option for my situation. I would highly recommend doing business with them.