Debt Consolidation Oshawa

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Interest Rates
  • Cash out equity
  • Decision in five minutes
  • Easy to qualify
  • An alternative to banks

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    Our Mortgages & Loans Are


    Regardless of whether you want a first-time home purchase or are trying to refinance your current loan, we’re here to help you!


    We understand that financial situations and credit scores can vary. That is why we employ a flexible approach to each individual client.


    Thanks to our refinancing and home equity loan programs you’ll be able to have the control of your finances!

    1ONEFUND is a debt relief option that can help you get out of debt and back on track financially. 1ONEFUND involves taking out one loan to pay off multiple debts. This can simplify your monthly payments and make it easier to become Debt Consolidated. There are many benefits of Debt Consolidation, including the following:

    One monthly payment: Debt consolidation can simplify your monthly finances by consolidating all of your debts into one monthly payment. This can make it easier to stay on top of your debt repayment plan and avoid missing payments.

    Lower interest rates: Debt consolidation can often lower the interest rates you’re paying on your debts, which can save you money over time.

    Reduced stress: Debt consolidation can reduce the stress and anxiety that come with having multiple debts. When you have one monthly payment, you’ll know exactly how much you need to pay each month, which can make budgeting simpler.

    If you’re struggling with multiple debts, Debt Consolidation may be the right option for you. Debt Consolidation Oshawa can help you consolidate your debts and get back on track financially. Contact us today to learn more about our Debt Consolidation services.


    What is Debt Consolidation?

    Today more and more Canadians are finding themselves in debt. If you yourself are in this position, it can feel impossible to pay down. Whether you have student debt, debt incurred from an unexpected event like an illness or disability or simply debt that was the result of poor consumer choices, once you get into that cycle, it can feel like a hopeless situation. The good news is, that for most Canadians high-interest debt does not have to mean declaring bankruptcy. It can be overcome and paid off. And one of the best strategies for paying off debt faster is to consolidate those multiple high-interest debt payments in one payment with much lower interest. And at 1ONEFUND Financial, we offer a variety of mortgage debt consolidation strategies to help you do just that.

    Our mortgage professionals have helped many homeowners just like you to get rid of their high-interest rates and pay down their debt more quickly. Some of the strategies that we offer include, home equity loans, refinancing, and second mortgages.

    Regardless of what your financial situation is, our mortgage experts can help you select the right strategies and mortgage tools.

    Why consider Debt Consolidation?

    Pay Off
    Pay Off Dept
    Investment Opportunity
    Business Financing
    Business Financing
    Auto Financing
    Increase Cash Flow
    Pay Off Bankruptcy

    Lower your monthly payments with debt consolidation ?

    Not only can debt consolidation strategies help you lower your interest rate, but they can also help you lower the overall minimum payments that you are making on your debt. You may use this additional cash to pay off your principal more quickly, but you may also use it if you need more cash flow. One of the reasons why some people find getting out of debt so difficult is that they simply aren’t able to keep enough of their income and when something unexpected comes up – such as a car repair- they are forced to put the expense on their credit card.

    With the extra cash flow you have after a debt consolidation, you can start an emergency fund for those unexpected events or put more money away for your retirement.

    Repair bad credit.

    Another negative effect of debt is that it can harm your credit rating if you are unable to make your minimum payments on time each month. Fortunately, may of the debt consolidation strategies recommended by 1ONEFUND Financial do not require that you have good credit – they only require that you have some equity in your home. That means that even if you have poor credit, you will qualify for many of these mortgage tools – which you can then use to repair your credit.

    Contact 1ONEFUND Financial today!

    If you are considering a Debt Consolidation Oshawa, the team at 1ONEFUND Financial would love to help. Contact us today to arrange for a consultation with one of our mortgage experts.

    Who We are

    1ONEFUND Financial Group Ltd is one of Ontario’s leading mortgage brokerages specializing in properties and areas that are overlooked by traditional institutions and lenders. With offices and agents right across Ontario, we work hard to ensure you get the mortgage you deserve with the best possible rates and terms for your situation. Over the course of our 16 years experience in the mortgage industry, we have developed strong relationships with dozens of lenders, and we have the expertise to match you with the right lender to meet your mortgage needs.

    We specialize in a number of niche areas including lending on rural, agricultural and vacant land. Our knowledgeable agents will walk you through every step of the process from advising you on the type of mortgage you should be seeking right up until the signing of the final paperwork. Contact us today and experience that 1ONEFUND Financial difference!

    Testimonials & Reviews


    After being denied so many times on my refinance applications, I found 1ONEFUND. Their team got back to me with an offer within a week. They offered me an excellent rate that wasn’t comparable to other companies I had contacted. I would definitely deal with them again. Excellent service!


    1ONEFUND team, thank you so much for all the help you provided! My family is really excited to be getting the keys to our new condo. Your pre-approval process was awesome. Your guidance as well as your service helped me save a lot of money. I will keep recommending you guys to all of my friends and family.


    They always go above and beyond to help you out. We had a great experience with 1ONEFUND and highly recommend their services. It was a wonderful experience working with them for my mortgage renewal.

    Lukie Ferguson

    I had a very pleasant experience working with 1ONEFUND. They were quick and efficient. Their team guided me and provided the best option for my situation. I would highly recommend doing business with them.