Mortgage Refinancing in Oshawa, Trenton, Northumberland County and Belleville

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    Mortgage Refinancing Belleville & Trenton

    Being an owner of a home can help you build credit, grow equity and invest in your future. That is why it is important to get the best possible deal for your mortgage.Mortgage refinancing, the process of giving up your existing mortgage for a new one, can help with this goal.However, you may be wondering if a mortgage refinance is worth it.

    Costs of refinancing your mortgage

    The cost of refinancing your mortgage depends heavily on your financial strategy. Based on your access to equity and the lower market rates available, you will need to calculate the legal costs of a refinance. No matter the strategy you use, you will always incur legal costs of breaking a contract.

    If you are breaking your mortgage in the middle of your term to access your equity or a lower interest rate, then your lender will charge you a prepayment penalty. In case of fixed mortgage rates this penalty will be the greater of three months interest or the interest rate differential payment (IRD). In case of variable mortgage rates, this is simply three months interest.

    With whom can I refinance?

    You can choose to refinance with:

    • Your current lender
    • A new lender
    • A new bank
    • A new financial institution

    The options for refinance are limitless. You can find out the best rates with the help of your lender! To get Mortgage Refinancing Belleville, Trenton and Northumberland County just contact 1Onefund Financing Group!

    Mortgage Refinancing Belleville

    Contact 1ONEFUND Financial today!

    If you are considering a Mortgage Refinancing Belleville & surrounding areas, the team at 1ONEFUND Financial would love to help. Contact us today to arrange for a consultation with one of our mortgage experts.

    Testimonials & Reviews

    Llewellyn

    After being denied so many times on my refinance applications, I found 1ONEFUND. Their team got back to me with an offer within a week. They offered me an excellent rate that wasn’t comparable to other companies I had contacted. I would definitely deal with them again. Excellent service!

    Robert

    1ONEFUND team, thank you so much for all the help you provided! My family is really excited to be getting the keys to our new condo. Your pre-approval process was awesome. Your guidance as well as your service helped me save a lot of money. I will keep recommending you guys to all of my friends and family.

    Kevin

    They always go above and beyond to help you out. We had a great experience with 1ONEFUND and highly recommend their services. It was a wonderful experience working with them for my mortgage renewal.

    Lukie Ferguson

    I had a very pleasant experience working with 1ONEFUND. They were quick and efficient. Their team guided me and provided the best option for my situation. I would highly recommend doing business with them.